Medicare Supplemental Insurance in Georgia aren’t any different from any of the other states that sell Medicare Supplement plans. The only thing that would be different is the prices. It could be either more expensive or less expensive in different states. So no matter what insurance company you go with the plan benefits won't change.
The price depends on a few different things. It will go off of the zip code that you live in, the state that you live in, the attained age that you sign up for the plan, if you are a male or female, and if you are not in your Open Enrollment period then it will also depend on if you use any tobacco products. If you do then the price will go up a lot more than some people might think it would. The price of the plan can also change along the years that you on with that insurance company. It doesn't change depending on your age but it can change depending on how many claims are made throughout every person who is with that insurance company.
In my personal opinion, the top three Medicare Supplement plans that I recommend to all of my clients are plans F, G, and N. These plans are best for all different situations, prices, and coverage. These are all different plans but most of the plan is the same.
Medicare Supplement Plan F
The plan F is the best plan that you can get. The plan F will cover you 100%. All you will have is a monthly premium. This plan is for someone who either doesn’t want to deal with a deductible, copayments, or coinsurance costs. They just want to pay a monthly premium and be done with it. Or this plan is for someone who has many health conditions and want to be fully covered when they have to go to the doctor or hospital.
Medicare Supplement Plan Plan G
The plan G is the second best Medicare Supplement plan that you can get. This plan will cover you 100% after you meet the Part B deductible of $166 per year in 2016. If you go to the doctor, get lab work done, have x-rays, or anything outpatient wise then those costs will go towards your deductible. This plan is for someone who has maybe one or two health conditions that aren’t major. Or people might choose this plan because its cheaper than the plan F sometimes, and don’t mind having a small deductible.
Medicare Supplement Plan N
The plan N is for someone who has a minor health condition to no health conditions at all. This plan is the cheapest of the three plans monthly wise. But with this plan you will have more out of pocket expenses when you go to the doctor or ER. With this plan you will still have the Part B deductible of $166 per year. Also with this plan, if you go to the doctor you will have a copayment up to $20, and if you go to the ER and don’t get admitted into the hospital then you will have up to a $50 copayment.
If you are ready to get signed up for a Medicare Supplement plan please feel free to give me a call here at 1-800-Medigap (1-800-633-4227). Or you can reach me directly at 901-KORTNI8 (901-567-8648). I am a Licensed Broker, therefor I can look at a variety of insurance companies to see who is offering the cheapest rates for these plans, and help you decide which plan is best for your situation.
About 12% of all people living in the state of Georgia are Medicare Beneficiaries and could save more money by finding the right Medigap Plan to cover the out of pocket expenses not covered in Original Medicare Part A and B. Turning 65 is a milestone, automatically being enrolled into Part A medicare free of charge is a great start to the Medicare program if you qualify. But you may be left in the dark when it comes to finding additional coverage to maximize your coverage with out putting to big of a dent in the check book.
Well before you look to far, take a look at some of the Supplemental Insurance options available in your area. By law all of these Supplemental Plans are the same from company to company. Finding the right coverage plan for you is as easy as receiving free quotes and comparing your options.
What is Medigap?
Medigap is the secondary insurance plan that picks up the 20% of cost that Medicare doesn't pay for. This type of insurance is in my opinion, the best way to go if you can afford it. These plans are standardized. Which means that no matter what insurance company you go with the plan benefits won't change. These plans are also not in a network, so if you go to a doctor that accepts Medicare they have to accept your Medicare Supplement plan in Georgia or any other state.
Incline.Media is owned and operated independently of our users, a make no claim to their viability. When it comes to find the Best Medicare Supplement Policy we suggest you contact a licensed medicare supplemental insurance agent in your area or call our friends at 1-800-MEDIGAP .
This Website serves as an invitation for you, the customer, to inquire about further information regarding Medicare Supplement or Medicare insurance, and submission of your contact information constitutes permission for an agent to contact you with further information, including complete details on cost and coverage of this insurance if you desire.
Many of our customers in this category are licensed agents that may call you and are not connected with or endorsed by the U.S. Government or the federal Medicare program. Medicare has neither reviewed nor endorsed the information contained on this website. This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE or consult www.medicare.gov (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.