Medigap Insurance in Arizona plays a big part in the Medicare scene.
Turning 65 means you are joining the 13% Medicare Beneficiaries in Arizona. This can be great news, but it can also mean a lot of confusion. This video can help give you a basic understand of how Medicare and Medigap Insurance work together. Medigap focuses on the out of pocket expenses not covered in Original Medicare Part A and B plans. Most people receive part A for free when they turn 65 and Part B usually cost about $100 monthly premium.
Luckily for you by law all Medigap Insurance Plans offer the same coverage from company to company. Finding the right plan for you is as easy as shopping and comparing your options. Having a resource of free quotes to compare your options could really help cut through the confusion and save a lot of wasted time and headaches. To talk to a licensed professional who can show you all of the options available in your area, and help guide you through the process, call 1-800-MEDIGAP.
What is Medigap in Arizona?
What is Medigap in Arizona? Medigap helps fill in the financial gaps where Medicare leaves off.In most cases Medicare pays about eighty percent of your medical expenses leaving you a gap, a MEDIGAP. A Medigap Plan focuses on out of pocket exspenses such as copayments, coinsurance, and deductibles of Medicare Part A and B! Medicare has several parts for coverage. Part A, Part B, Part C, And Part D. and the Medigap Plans. Once an individual turns 65 they may qualify for certain Medicare benefits and services. Medigap Insurance can start as soon as Part B coverage is in place. Medicare Part A helps cover against catastrophic events, in patient care in hospital, skilled nursing facility, hospice, and home health care. An average knee replacement, hip replacement or heart attack can cost you forty thousand dollars or more, in most cases leaving you with eight thousand dollars or more to pay. Medigap can help cover that risk for you. Medicare Part B helps cover doctors, and other health care provider services, hospital out patient care, durable medical equipment, and home health care. Also many preventive services to help maintain your health, and keep certain illnesses from getting worse. Part D medicare helps lower and cover your drug prescription costs. Lets not forget about Part C. Part C OR Medicare advantage health plan options run by medicare approved, private insurance companies, offer benefits and services covered in Part A, Part B, and usually Part D. Some of these ADVANTAGE plans may offer extra benefits for extra costs. And may offer maximum coverage with no need for additional supplement. But for those that do, get Maximum coverage with Medigap. Feel free to pause the video to view some basic Medigap plans in Arizona.
Work with a Medigap Agent in AZ:
Medicare in Arizona Agent
Medicare has a lot of parts and when you are starting it can be very over whelming. I will be going over some of the things you will need to know about Medicare in Arizona.
By the numbers
Warmer weather and a dryer climate are two things that might draw seniors to Arizona, a state with over 1.1 million Medicare beneficiaries. Here are a few facts about Medicare enrollment in Arizona:
Total number of beneficiaries enrolled in Medicare in Arizona: 1, 118, 890
Total number of Arizona beneficiaries with Medicare Part A and/or Part B: 685, 835
Total number of beneficiaries enrolled in Medicare Part C in Arizona: 433, 055
Arizona beneficiaries with Medicare prescription drug coverage (Medicare Part D): 798, 358
Arizona beneficiaries enrolled in a stand-alone Medicare Prescription Drug Plan: 383, 601
Medicare Advantage plans and Prescription Drug Plan sponsors must have a contract with Medicare in order to sell Medicare insurance plans (such as a Medicare HMO or a Medicare Part D Prescription Drug Plan). Depending on the terms of the contract between the plan and Medicare, not every plan is available statewide or in all service areas. Each year, the plan must renew their contract with Medicare, so the availability of a plan in a specific service area is subject to change as a result of the annual contract renewal.
Medicare resources in Arizona
Arizona offers no cost, unbiased resources to help residents who have questions about their Medicare coverage.
Arizona Medicare Savings Programs: If your income is lower than the government set limit, you may be able to receive help with out-of-pocket expenses that Medicare doesn't cover, including copayments, deductibles, and premiums. You can apply through the Arizona Medicaid department.
Arizona State Health Insurance Counseling and Assistance Program (SHIP): In Arizona, Medicare beneficiaries can contact the Division of Aging and Adult Services and be connected with a counselor who can provide information about programs that are best suited for you. Arizona has local SHIP offices located in counties throughout the state.
Source: Statistical data from the Centers for Medicare & Medicaid Services, "On its 50th anniversary, more than 55 million Americans covered by Medicare" as of July 28, 2015.
Do you have more questions about Medicare? Give me a all at (475) 88CARLY / (475) 882-2759
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This Website serves as an invitation for you, the customer, to inquire about further information regarding Top Medigap Providers or Medicare, and submission of your contact information constitutes permission for an agent to contact you with further information, including complete details on cost and coverage of this insurance if you desire.
Many of our customers in this category are licensed agents that may call you and are not connected with or endorsed by the U.S. Government or the federal Medicare program. Medicare has neither reviewed nor endorsed the information contained on this website. This is not a complete listing of plans available in your service area. For a complete listing please contact 1-800-MEDICARE or consult www.medicare.gov (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.