Turning 65 is a milestone. Once you turn 65 you are automatically enrolled into Medicare Part A for free if you qualify. Medicare Part B is available to you for about $121 a month for most people. Medicare Part A and B are known as Original Medicare. Original Medicare only covers about 80% of the costs of healthcare in most cases. In the case of major surgery or extended stay in a medical facility, you could be stuck paying a lot of money out of your pocket. Medigap focuses on those out of pocket expenses left after Original Medicare.
Medicare Supplement Plans
There are 10 Medigap plans that you can choose from that are the same in every insurance company. All medigap plans must provide the same coverage from each insurance company, by law. So finding the right Medigap Plan is as easy as comparing Medigap Quote and Prices. All you have to do is find out which plan fits your situation best and then find out who is offering the cheapest rate for that plan. If you would like to talk to a licensed professional to help walk you through your options, providing you with free quotes and helpful advice. Please call 1-800-MEDIGAP/1-800-633-4427 or visit http://seniorsupplemental.com/medicar... for more information about Medigap Insurance Coverage in Pennsylvania.
What is Medigap in Pennsylvania? Medigap helps fill in the financial gaps where Medicare leaves off. In most cases Medicare pays about eighty percent of your medical expenses leaving you a gap, a MEDIGAP. A Medigap Plan focuses on out of pocket expenses such as copayments, coinsurance, and deductibles of Medicare Part A and B! Medicare has several parts for coverage. Part A, Part B, Part C, And Part D. and the Medigap Plans. Once an individual turns 65 they may qualify for certain Medicare benefits and services. Medigap Insurance can start as soon as Part B coverage is in place. Medicare Part A helps cover against catastrophic events, in patient care in hospital, skilled nursing facility, hospice, and home health care. An average knee replacement, hip replacement or heart attack can cost you forty thousand dollars or more, in most cases leaving you with eight thousand dollars or more to pay. Medigap can help cover that risk for you. Medicare Part B helps cover doctors, and other health care provider services, hospital out patient care, durable medical equipment, and home health care. Also many preventive services to help maintain your health, and keep certain illnesses from getting worse. Part D medicare helps lower and cover your drug prescription costs. Lets not forget about Part C. Part C OR Medicare Advantage health plan options run by medicare approved, private insurance companies, offer benefits and services covered in Part A, Part B, and usually Part D. Some of these Advantage plans may offer extra benefits for extra costs. And may offer maximum coverage with no need for additional supplement. But for those that do, get Maximum coverage with Medigap. Feel free to pause the video to view some basic Medigap plans in Pennsylvania.