We have led several trips out of the country and having Group Travel Insurance has saved our hide several times.
Crazy things happen on mission trips, and it is wide to be prepared. Here is a story that only the devil can cook up!
We were in Mexico with a group of 72 doing Vacation Bible camps and kids games when one of our team members use a portable rest room and the handle release part broke off inside the door trapping her in there for hours, where she got panic and dehydrated ending her up in the hospital for 2 days.
Same trip someone was bit by a dog, and ended up getting stitches.
Good new several people came to know the Lord, but not with out cost...which was picked up by our travel medical insurance!