Why does the insurance company think my home is worth more than I can sell it?

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 home appraised value
 Why does the insurance company think my home is worth more than I can sell it
 Why does the insurance company think my home is worth more than I can sell it
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 Why does the insurance company think my home is worth more than I can sell it
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 Why does the insurance company think my home is worth more than I can sell it
 market value home
 home appraised value
 home appraised value