Medicare supplements are a very important part of your post retirement game plan. There are several options but at the end of the day most people narrow it down to 3 things when picking a medicare insurance plan.
1) Overall Lifetime Exposure, meaning how much you will pay out of pocket over your life time. Including premium, co-pays,deductibles and related expenses.
2)Risk, meaning how much out-of-pocket exposure are you willing to pay verses leaving it up to medicare and the insurance companies to pay.
3)Choice, of the best medicare supplement plan for you based on your world view..brand, likes,dislikes.....
I would submit to you as an agent CUSTOMER SERVICE is also a big part of your overall experience, and should be part of the purchasing process. The plan you buy today may be the last plan you qualify for and since it is such an important part of the overall process it should be considered.